How to make money with affiliate programs

Hot to make money with affiliate programs?

There is a lot of affiliate programs on Internet, witch can make you rich if you use the properly programs.How the affiliate programs work?You get paid for every client that you refer to the products of the seller. In most case you will earn some % of the product value and when you hove some minimum profit in your account the seller will send to you a check with this sum.There is many kinds of affiliate programs, and all of them are profitable if you have a lot of visitors on your web site every day, but I prefer the programs of the merchant services companies. If you refer clients to there's services, and they open merchant accounts, you'll earn a % of every sale that they make!One of the best affiliate programs of the merchant accounts is the affiliate progaram from Clickbank.com.Find more info on how to make money with affiliate programs with Skype, American Express and other:

Money manager sees 2 ways to make money in subprime 'mess'

Posted: May 27, 2007
To some, investing in stocks associated with the deepest housing decline in 16 years might sound like a bad idea.

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John C. Thompson

Fannie Mae


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About This Series
The Journal Sentinel focuses on one Wisconsin money manager or analyst in this weekly feature, looking at a trend that helps investment pros make their decisions.
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Buy a link hereKen Rosen, a high-profile University of California-Berkeley economist, has predicted as many as 1.5 million homeowners out of a total of 80 million will lose their homes through foreclosure by the time the dust has settled.

Subprime mortgage companies that lend money to people with bad or limited credit have laid-off thousands of employees. Irvine, Calif.-based New Century Financial Corp., once the biggest independent subprime lender and now in the process of shutting down, said earlier this month that it had laid off another 2,000 workers, pushing the total number of people it has sent packing in the last year above 5,000.

Amid the debris, though, a Madison money manager sees investment opportunities.

"There are two ways to make money out of this mess," said John C. Thompson, co-manager of the Thompson Plumb Growth Fund and vice president at Thompson Investment Management LLC in Madison.

Investors can buy shares of companies that provide mortgage insurance or buy shares of the government-sponsored corporations that underwrite home loans, he said.

Ten years ago, financial institutions generally required a 20% down payment when they originated fixed-rate mortgages. More often than not, Fannie Mae or Freddie Mac would buy the loan. If the customer didn't have the 20% to put down, the bank would arrange mortgage insurance.
How to make money
That began to change in the last decade as a rash of products hit the market to help people avoid buying mortgage insurance. Lenders would take 10% down payments and make second mortgages for the other 10% to help customers avoid having to make the full down payment. Credit standards loosened to the point where lenders were making loans with no down payments, or with no requirement to show documentation of income.

"The market's appetite for risk just went to an insane level in the last five to seven years. But this is obviously reversing now, as banks are finding their loan losses are going up a lot on the 10% down payments," Thompson said.

The subprime market and many of the lenders who sprung up around it are essentially shut down, he said.

Fannie Mae, Freddie Mac and the mortgage insurance companies will roll out new loan products to replace the subprime loans, but these new products will be better for consumers, with fixed interest rates and maturities of 40 to 50 years, Thompson said.

Fannie's and Freddie's share of the residential mortgage market has dropped below 40% from more than 60% several years ago, Thompson said. The number of insured mortgages has dropped to about 8%, from 16%, he said.

But he says those figures should rise again, paving the way for investment opportunities.

Here are some of the stocks in Thompson's portfolios that he says should benefit:

MGIC Investment Corp. (MTG, $65.71), Milwaukee, will be the biggest mortgage insurer after completing its acquisition of Radian Group Inc. (RDN, $62.50), with about 30% of the industry, Thompson said.
Earning money from home.
"I think mortgage insurance is coming back in a big way. Even though mortgage insurers will have higher losses in the next year or two, they sidestepped the worst loans by just not participating, and their market share should go back up to roughly 15% in the next three to five years," Thompson said.

These companies' stocks are trading at about 1.1 times book value, much lower than the 5.7 times book they traded at in late 1998, and below their average of about 2.6 times since 1991, he said.

The merger between the two companies is a low risk deal, with huge synergies that should contribute hundreds of millions of savings to the combined firms, he said.

An even safer way to find opportunity in the housing bust is through the shares of the government-sponsored organizations, Thompson said.

Fannie Mae (FNM, $64.56) and Freddie Mac (FRE, $66.65) had a 39.9% share of all residential mortgages issued at the end of 2006. They had increased that to 46.9% by the end of first quarter 2007.

"We think the market will continue to go their way because they can still fund loans and the subprime market has disappeared," Thompson said. He says the subprime market will likely never come back with the vigor it had over the last few years.

Fannie and Freddie were targeted by regulators several years ago for having multibillion-dollar accounting problems and faced the possibility of stiffer federal oversight and new restrictions from Congress. Top executives of both organizations were ousted or resigned, and Fannie Mae restated earnings for several years.

"Those issues are going away and, within the next 12 months, it should be business as usual for both of them. They should be able to grow their portfolios substantially, given the market dynamics we see," Thompson said.

He says he'd buy Fannie Mae, the larger of the two, up to $70 and that its shares could go as high as $120 in the next three years.

TheNewsRoom | Add Video News Feeds to Make Money on Your Website

Posted in: News, Video on Demand, Advertising, Video Distribution, Web TV Tips and Webmasters of Video by Chris Tew
How to make money
Here is a new unique monetization model for your website which results in a win-win situation. It involves syndicating the latest news to your website in the form of video and other media and getting paid for it!

You are able to select news feeds from certain relevant categories and have these video news releases synidicated to your site and get paid for showing them on a CPM basis!

This is a great form of advertising that can really add value to your visitors.

Where to get Video News Feeds that Pay

If you are writing a news-based blog, or simply want to comment on some aspect of current affairs, the ability to quickly find relevant video, audio, images and even text-based press releases may well prove a very useful resource. It is one thing to write about something, and another to be able to illustrate your points with video footage, whether a live report from the scene, or a product demonstration.

But quality video clips can sometimes be hard to come by. In my previous review of the excellent News Market I discussed one very useful resource for those seeking out news media to syndicate. Well, now there is another great contender. The NewsRoom is a must-see for anyone looking to get hold of up-to-the-minute video clips and more.

This easy-to-use syndication service is a one-stop shop for news-hunters, thanks to a newly rolled out set of features, that include custom news-feed creation, monetization, and the addition of a great many news corporations to an already impressive roster of content providers.

If you are looking to not only find relevant, timely news media to embed into your website and blog, and to be paid while you do so, you owe it to yourself to check out this well-featured service.

Here’s why:

The NewsRoom - Overview
The NewsRoom is a news content syndication market, free for anyone to sign up to, which provides you with an intuitive interface to search for and embed video, audio, images and press releases directly into your blog or website.
How to make money
This content has been sourced from vast range of providers, including both international agencies such as Reuters and Associated Press, and niche online publishers including HowStuffWorks and Insider Medicine, with plenty in between. This gives you a good range of content to select from, and saves you having to look for media direct from each of the numerous sources.

In addition to making this content freely available, The NewsRoom also operates a monetization scheme, by which you are compensated both for featuring syndicated media files on your website or blog, and also for enabling others to do so.

Searching for Content
With a vast range of content providers and a number of categories to choose from, most popular niche-themes will be well catered to by the content featured on The NewsRoom. The news categories available are:

U.S.
Local
World
Business
Politics
Health
Science
Entertainment
Sports
Life
Press Releases
Reference
While that is an impressive range, I would personally like to see the addition of a tech category, given the popularity of such subject matter within the blogosphere that The NewsRoom is ostensibly reaching out to. This is one area that the site currently seems somewhat lacking in content for, as compared to its nearest competitor The News Market.

That small point aside, the breadth of content is impressive, and I was particularly impressed by the inclusion of a reference section, comprised of “how to” type videos that might prove to be very popular over time.

Categories aside, which you can access from a navigation-bar along the top of the screen, the search features of The NewsRoom are excellent. In addition to a basic search, whereby you can search by keyword, there is also an advanced search option, which helps you to filter down your selection significantly:

As you can see, you can narrow your search not only by category, but by content provider, media-type and date-range, which should give you all you need to home in on the exact type of news content that you are looking for.

I would recommend making use of this feature right from the off, unless you are looking to browse aimlessly for a significant amount of time. As The NewsRoom is far from short of content, this could save you from wasting several hours poring over the options.

Content is certainly easy to navigate and scroll through, however, with an impressive amount of videos and press releases summarized on the average single page.

Each media-type has its own icon - a small TV for video, a document for press releases - along with a brief summary. Furthermore it is possible to both bookmark content direct from the summaries - for later consumption - or indeed get the embed information so that you can transfer the media to your blog instantaneously, without so much as a preview.


While I personally prefer to check what I’m getting first, this is a nice feature that enables quick and easy content sharing. If you see something that looks ideal, or that you want to check back on at a later date, these features will save you a lot of time.

Clicking on the title of a news item will take you through to a full description, along with a preview of the video or other media file as it will look within your website.

Once you have made your selection you are ready to embed the content into your blog or website, which is a very straightforward process.

Embedding Syndicated Content
Throughout The NewsRoom website, wherever there is content, you will see a small button, marked with an ‘M‘ for mash. Mashing content is how The NewsRoom describes the syndication process - you are taking one media source, and mixing it in with another, just as musicians, video-makers and programmers do in their respective circles to create a Mash-up.

Clicking on this button, wherever you see it, will open up a small dialogue box through which you can get the relevant information for plugging content into the pages of your blog or website. From here you are initially required to agree to some terms of service, before being able to choose the size of media player that you would like to use.



Once you have selected which option is most suitable for you, you are then given an embed code, similar to that you will see on any web widget, YouTube video or in the countless other places around the web where media sharing is enabled.

Basically, you copy the code given, and then paste it into the body of your blog, or the HTML code of your website. It will then display the media content wherever you have placed the code.



While The NewsRoom does feature audio and image files, the vast majority of the content I found available was either in text-based press release form, or video format.

I imagine that the videos will be most popular, especially given that the text files are embedded in such a way that you can neither highlight or copy and paste the contents. This also means that any text-based content that you embed into your site will not be acknowledged by either the search engines or your contextual advertising program. For me, this is a problem, and I would much rather reword or copy and paste press releases than embed them in their entirety, but this is a personal preference.



What is nice about the text reader is that files are paginated, and can be browsed without scrolling, which will suit the layout of some websites and prove to be of real use.

Video files use a simple, minimal player that can be embedded either with a full-text description beneath, as in the example below, or else with a single line of description under the title in a slightly more compact version. The difference is quite minimal.
Make money now
I found the videos to play remarkably quickly, even on an old machine, which is a welcome break from the more laggy experience of YouTube, which seems to vary greatly in its performance. That said, it must be noted that there is a significant difference in audience figures between the two sites. Nevertheless, by making a simple but effective video player that just works, The NewsRoom have done well. See for yourself:


Playlists and Feeds
You are not limited to embedding single items, however. Two features add a lot to the sharing equation: playlists and feeds.

As I mentioned previously, as you browse through video files you have both the capacity to instantly embed your findings, or else save them for later use by clicking on a ‘bookmark‘ button, which looks like the one below:

Every time you bookmark a new item it will appear in a sidebar to the left of the screen. Then, if you click through to the playlists page, you are presented with the opportunity to either delete or add your tagged items to a media playlist, which you can then embed into your website. This gives you the power to mix and match content to suit your own agenda, and is a pared-down version of the sort of features you can find in the Splashcast media platform.

To add a video to your current playlist, you simply click on an arrow icon, and is transported to the list for you to further edit:

Earn easy MONEY
From the main playlist itself, you can create a name for your collection, change the sequence of the videos by moving them up or down the playlist with more arrow icons, or - should you change your mind - send the video back to your tagged items list for use at a later date.


This makes putting together a playlist very straightforward. A lot more so than other video sharing sites, including YouTube, which has a glitchy, somewhat unpleasant approach to stringing videos together.

In addition to playlists you can also create dynamic news feeds. The difference here is that where a playlist will always display the same videos, regardless of how fresh or dated they are, a feed will automatically update content within parameters that you choose.

The simplest type of video feed available is a category-based feed. This feed will automatically display a list of videos from whichever category you select, giving your site visitors the latest sports or health news for instance.


More exacting users might want to take advantage of a more advanced new feature - the custom feed. Here you have the chance to further hone the content that will be featured in your line-up.

As you can see for yourself, there are an impressive range of parameters that allow you to limit the content served by category, media-type, provider and most importantly keyword search terms. You can also determine how many items will be displayed in your feed, and set a relevancy level to control how strict or lax the system is with your search terms.


At the time of writing this feature is only available for video files, but as this relatively new service evolves, the ability to include different media types in your feed is promised. Again, I imagine the outcome to be a pared-down version of the mixed-media capabilities on show in Splashcast, albeit with the benefit of a news-only focus.

Monetization
Finally, it is worth discussing monetization, which is a very welcome addition. Essentially, monetization works on the basis of a CPM - cost per mille - model, meaning that you receive payment for every thousand ad impressions. Regardless of whether your audience clicks on the ad, or ignores it entirely, you will receive your payment. That’s the good news.

The bad news is that unless you command considerable web traffic, you are unlikely to see any enormous revenues coming your way. The NewsRoom pays out in two ways - for content on your own site, and for content that has been embedded elsewhere due to its existence on your site.

The payouts look like this:


As you can see, you stand to make more from video than you do with text or images, and the highest payer of all is a video feed, given that it serves up multiple news items rather than just one. While the maximum of $4.00 might mean it could take a while before smaller websites see a weighty check being delivered to their door, ad impressions could well build over time.

As I said, you aren’t going to get rich quick this way, but the addition of monetization to the media-sharing mix is a great idea, and is a vast improvement on the $0.00 you will receive for embedding the majority of web video.

Conclusions
The NewsRoom is an invaluable media resource for those looking to locate high-quality, professional video and other media content to use in their blogs or websites. Whether you are writing a niche-news blog, or want to add your commentary on the latest current affairs, it’s great that you can now get well-made media clips to complement your work.

What’s even better is the fact that you will actually get paid for not only embedding this content into your blog, but also for anyone else that chooses to do so after finding it on your website. If I find a great video clip while reading your blog, and decide I want to use it in my own post, I can easily get the embed code to do so. Meanwhile, you will be paid for every thousand people that view the media clip on my site, not just your own.

Okay, unless you bring in a lot of traffic it is unlikely that you are going to make a killing from the $0.50 to $4.00 CPM you will receive, but nevertheless, it’s a nice idea to reward you twice - once with content you can use without having to fear a take-down order, and once with modest but fair compensation for syndicating the news content.

The NewsRoom has a great range of categories, and more content providers than I could list here. As such, it shouldn’t be too hard to find media that you can easily syndicate and use to enhance your own grassroots media.

The service is 100% free to use, and makes finding news items easy, given that you don’t have to filter through reams of user-generated content as you might at YouTube.

In short if you are looking for an easy way to enhance your existing content with professional grade corporate news, The NewsRoom is well worth checking out.

How to make money from online news

Start Make Money Now
Posted: 22 September 2004 By: Jemima KissDeveloping successful commercial strategies for
web publications will be the key issue for internet publishers at the World Association of Newspapers' (WAN) conference in Prague this November.WAN expects around 300 delegates from the international news industry, and will present sessions including how to develop pricing models for web advertising, successful mobile publishing and the potential of online auctions as an alternative to traditional classified ads."Newspapers have enormous amounts of content which they poured onto the internet - and then realised they were pouring away their most valuable asset without any revenue," said Larry Kilman, director of communications for WAN."Many are now finding out how to go backwards and get the content paid for.
How to make money from home? The conference will examine a lot of strategies that are working in different markets," he added.Another hot conference topic will be the success of community sites such as Craigslist which provides detailed listings. The Craigslist network covers most major cities in the US and is spreading to Canada, the UK, Ireland and Australia. Craigslist recorded more than one billion page views for the month of August. The site carries thousands of free adverts covering housing, vehicles and personals as well as discussion groups and gig listings. Revenue is generated only by job adverts, which cost a maximum of $75. Craigslist's success has concerned many newspaper sites, which often rely on classified advertising.Overall, the online news industry is benefiting from increased advertising revenues even though it still accounts for only a small percentage of the total advertising market."Ad revenues are booming, particularly in the US," Mr Kilman told dotJournalism."And though forecasts of web advertising vary widely, all of them are optimistic."Conference speakers include Bill Murray, managing director for group business information strategy at Haymarket Publishing, Catherine Levene, vice president for strategy and business development at the New York Times online and Kalle Jungkvist, editor-in-chief and head of new media at Swedish news site Aftonbladet. The World Electronic Publishing Conference will be held in Prague, Czech Republic, on 3 and 4 November at the Crowne Plaza Hotel. Delegates can register at a discounted rate before 1 October.

Rice is nice?

eRiceCooker, by Annina Rüst, tracks Internet news about genetically modified rice. Whenever there is a new report about GM rice, a quarter cup of rice is dispensed into the cooker. When there's enough rice for a meal, water is added automatically to the rice and the cooker is switched on. When the rice is ready, an email is sent out to inviting people to eat the rice.
Earn Money From Home
The more news reports appear, the more rice is cooked, the more often invitations are sent out, increasing awareness to issues surrounding genetically modified organisms by producing excessive amounts of cooked rice and attempting to feed people with it.
Check it out at the upcoming Dorkbot Oldenburg, Edith Russ Haus für Medienkunst, January 19, 2007.
Another great rice project: Nigel Helyer's Everything's nice with American rice proposes a radical "green" solution to the so called free-trade agreements which promote the importation of American rice into the Japanese rice economy. Imported rice is converted into "Bio-fuel" that, in turn is used to power local rice cultivating equipment to produce Japanese rice, whilst at the same time reducing the reliance upon imported fuel oil.

Law now makes it illegal to make money off dead soldiers

Mary Jo PitzlThe Arizona RepublicMay. 24, 2007 05:43 PM
It is now illegal in Arizona to use the name or likeness of a dead soldier in any commercial application.Those are the terms of a bill that Gov. Janet Napolitano signed into law today. Senate Bill 1014 was nicknamed the "dead soldier" bill and was inspired in part by a Flagstaff t-shirt maker who displays the names of the war dead as the background for a shirt that says "Bush Lied, They Died."The names, although in tiny type, offended some family members of the dead, who have started campaigns nationwide to ban unauthorized use of a fallen soldier's name. Bans already exist in Oklahoma and Louisiana. It is punishable by a Class 1 misdemeanor, which can carry up to a $2,500 fine or six months in jail.
It's time to make money NOW!

How to make money with an online news web site

You may think the recent round of layoffs at ad-supported news and discussion Web sites shows that they are doomed to lose money unless they find new sources of revenue. Au contraire -- well-run news sites can be profitable even if banner ads are their only source of income, and many already are, including the Open Source Development Network's Slashdot and Freshmeat sites. Here's a report from Robin Miller, editor-in-chief of OSDN.com:
The best way to make money with an online news site is to use a revenue model closer to those used by free alternative newspapers than to those used by large-circulation dailies. This is not a bad thing, since many small weekly papers produce excellent journalism. But it does hurt those people working for formerly fat-staffed online publications.
The harsh reality of web publishing is that it is a do-or-die, nickel-and-dime business. Anyone with a few thousand dollars can start a web site, just as anyone with a little writing and computer skill, and enough money to buy five or six 10,000-copy print runs of an eight-page tabloid, can go into the alternative weekly newspaper business. These low entry barriers hold ad rates and potential readerships down; there are always dreamers starting new web sites and small weekly papers, and even the ones that don't survive for more than a few months provide audience and revenue-thinning competition.
When you look at web publishing from this perspective, the wonder is not that big online newsrooms are now seeing radical staff-pruning, but that they were ever as full of bodies as they were at the peak of Internet hysteria, when many otherwise savvy managers seemed to believe that the World Wide Web had some sort of magic that suspended all economic laws.
I remember looking at the excellent (now bankrupt) APBNews site, and marveling at its 142 staff members, 400+ freelance stringers, and extensive use of multimedia presentations. It was a fine-looking site, but according to my profitability calculations its audience -- several tens of millions of pageviews per month -- would only support 10 or 15 editorial staffers and, perhaps, 20 or 30 stringers.
How to make money
By contrast, Slashdot.org, one of the sites I oversee, has a total of 10 full-time workers. Slashdot generates about 30 million pageviews per month, which makes it one of the world's most popular "tech" web sites.
Our entire Open Source Development Network, including Slashdot, has fewer than 50 full and part-time production workers (writers, programmers, designers, and editors) and consistently produces over 100 million pageviews per month -- and steady growth. Our newest wholly-owned site, NewsForge.com, produces content that generated over three million daily pageviews in January 2001, and is run by a total of four full-time people, which is exactly half the number of people who work on the Internet.com site that is our closest competition in the Linux and Open Source Software news niche.
This staffing level is nowhere near the number of workers per reader you will find at a large daily newspaper or general circulation magazine. Our sites can and do generate a consistent positive cash flow, based on actual production costs vs. revenue generated from advertising and sponsorships.
Many sophisticated graphics designers, like the folks at the famous design studio Razorfish (which is currently going through a series of layoffs), laugh at our crude layouts and lack of illustrations. We build our sites this way on purpose; text is inexpensive to produce and takes little bandwidth. Our sites are not designed to win awards, but to require the fewest possible clicks for readers, and the least possible amount of labor on our part, per story.
Our backend software is entirely non-proprietary, licensed under the GPL. Our in-house developers wrote much of what we use. Some was also written by outsiders who use our code or similar code to produce sites of their own. In contrast, commercial software companies like Vignette routinely charge site networks the size of ours million-dollar (or higher) annual licensing and maintenance fees.
Remember, we're in a competitive business. Just as the alternative weekly isn't the only newspaper in town, our readers too have lots of places they can go for information. So we look for ways to save money in every phase of our operation, and proprietary software simply isn't in our budget.
Another way we save money is by avoiding multimedia "enhancements" to our sites. We aren't in MSNBC.com's league, but we don't have to be.
I enjoy playing with digital camcorders as much as anyone else, but I face these hard realities:
streaming video can cost as many bandwidth dollars per thousand viewers as our ad sales people can consistently drag in as revenue;
fewer than 10% of all Internet users have connections fast enough to make streaming video practical for them;
it's a heck of a lot faster and cheaper to produce a high-quality story with words, and perhaps a few still pictures, than it is to shoot and edit quality video.
So for the moment, online multimedia is whipped cream, not ice cream, and should be served sparingly -- if at all.
These are the basic rules I use to run my online news web sites. So far they seem to work, and have insulated us rather well from the current "soft" market for online advertising. Layoffs on the fat-staffed news sites are simply bringing them down to where they should have been all along, and should not be viewed as a great disaster. To my way of thinking, the economic conditions we face now are normal, and the Internet "hype" years of 1995 - 1999 were a temporary aberration we should not expect to see again in our lifetimes.
Here's everything I just said above, summed up in a single paragraph:
Keep your site simple; use Open Source software instead of high-maintenance proprietary software packages whenever possible; don't let your sense of hubris get the better of you and make you believe your site will get more readers than it really deserves; and don't hire more people than you can afford to feed.
Follow these rules and you can make money with online news even if ads are your only source of revenue. And working hard and lean *never* stops you from doing some damn fine reporting, as long as you have both energy and imagination and are willing to use them every day.